Swap Rates & Financing Costs
Get insights on daily swap updates, calculation methods, and rollover timing.
What are swap rates?
Swap rates – also known as rollover rates – apply when a position is held overnight. They reflect the interest rate differential between two currencies in a Forex pair or the financing cost of a CFD product. Depending on the instrument, order type (long or short), and volume, a debit or credit is automatically applied to the trading account.
When do financing costs apply?
Financing costs are charged only if a position remains open after 23:59 server time (GMT+3). This is when the rollover takes place. On specific days (Wednesday or Friday, depending on the instrument), a triple swap is applied to account for the weekend.
How to view swap rates in the trading platform?
MetaTrader 4/5
Right-click on the instrument > “Instrument Info” This section provides the current daily swap rates and other product details.
Calculation and Sample Swap Table
Swap Rate Calculation
Formula:
Swap = Lot × Contract Size × Tick Size × Rate × Days
Example: GER40
LOT
1
CONTRACT SIZE
1
TICK SIZE
0.1
LONG RATE
-37.2
PERIOD
1 day
LONG SWAP
-3.72 €
LOT
1
CONTRACT SIZE
1
TICK SIZE
0.1
SHORT RATE
1.03
PERIOD
1 day
SHORT SWAP
+0.10 €
Example: EURUSD
LOT
1
CONTRACT SIZE
100,000
TICK SIZE
0.00001
LONG RATE
–7.5
PERIOD
1 day
LONG SWAP
–7.50 $
LOT
1
CONTRACT SIZE
100,000
TICK SIZE
0.00001
SHORT RATE
1.1
PERIOD
1 day
SHORT SWAP
+1.10 $
Sample Swap Table (1 Lot)
| Instrument | Long Rate | Short Rate | Contract Size | Digit | Min Volume | 1 Lot Long | 1 Lot Short | Currency | Triple Swap Day |
|---|---|---|---|---|---|---|---|---|---|
| BRENTSPOT | -1.90 | -2.50 | 100 | 0.01 | 0.1 | -1.90 | -2.50 | USD | Wednesday |
| GER40 | -37.2 | 1.03 | 1 | 0.1 | 0.1 | -3.72 | 0.10 | EUR | Friday |
| GOLD | -5.9 | 2.8 | 10 | 0.1 | 0.01 | -5.9 | -2.8 | EUR | Wednesday |
| LITECOIN | -85 | -85 | 1 | 0.01 | 0.01 | -0.85 | -0.85 | USD | Friday |
| BITCOIN | -18000 | -18000 | 1 | 0.01 | 0.01 | -0.180 | -0.180 | USD | Friday |
| USDJPY | 7.5 | -35.9 | 100,000 | 0.001 | 0.01 | 750 | 3590.00 | JPY | Wednesday |
| GBPUSD | -4.1 | -1.9 | 100,000 | 0.00001 | 0.01 | -4.10 | -1.90 | USD | Wednesday |
| EURUSD | -7.5 | -1.1 | 100,000 | 0.00001 | 0.01 | -7.50 | -1.10 | USD | Wednesday |
| ALVDE | -78.43 | -10.33 | 1 | 0.001 | 10 | -0.08 | -0.01 | EUR | Friday |
Note: Swap rates as of 07/07/2025. Subject to change at any time. Only the rates shown in the trading platform are binding.